Common mistakes include giving inaccurate details about the van’s use, annual mileage, address, occupation or regular drivers. Make sure you declare business activities, modifications and any previous claims or convictions, as missing information can affect how a provider assesses a claim. Avoid comparing quotes on price alone: check the cover limits, excess, courtesy van arrangements and exclusions, and ensure each quote is based on the same details. Before buying, check that the insurer or broker is FCA-authorised and ask them to explain anything you do not understand.