CoverWise is an independent insurance information website. We explain how different types of UK insurance generally work — what they cover, common exclusions, and what tends to affect pricing — so readers can compare providers with more confidence.
We are not an insurer, broker, or financial adviser, and nothing on this site is regulated financial advice or a quote. Insurance products, prices and terms vary by provider and by your personal circumstances — always compare current quotes and policy wording directly with FCA-authorised providers before buying.
Our content is written and reviewed by our editorial team and updated periodically, but insurance products and rules change — treat this site as a starting point for understanding cover types, not a substitute for reading your actual policy documents.