Start by choosing cover that matches how you use the van: social, domestic and pleasure, commuting, carriage of goods, or business use may have different requirements. Third-party cover is the legal minimum for driving on public roads, while third-party, fire and theft or comprehensive cover can provide wider protection. Give the insurer accurate details about the van, drivers, mileage, security and what you carry, as incorrect information could affect a claim. Compare quotes carefully, checking the excess, exclusions, limits and whether the provider is FCA-authorised.