Van insurance protects you against risks such as damage, theft and claims from other people, with third-party cover being the minimum usually required to drive on public roads. Comprehensive cover can also help with damage to your own van, while third-party, fire and theft covers fewer risks. Your policy should reflect how you use the van, such as for business, commuting, deliveries or personal trips, and what you carry in it. Check the excess, exclusions and tools or goods cover, then compare quotes from FCA-authorised providers.