Small business insurance in London may include public liability, employers’ liability, professional indemnity, business contents, business interruption and commercial vehicle cover, depending on your work and premises. Employers’ liability insurance is usually required if you employ staff, while other policies may be required by a contract, landlord or professional body rather than by law. When comparing quotes, check the limits, excesses, exclusions, claims process and whether cover reflects London-specific factors such as customer visits, rented premises or working across multiple locations. Compare policies from FCA-authorised providers and consider professional advice if your risks are complex.