A limited company may need employers’ liability insurance if it has employees, with some exceptions; check the latest requirements on GOV.UK. Public liability, product liability and professional indemnity insurance are not usually compulsory, but they may protect the company against different claims and could be required by clients, landlords or regulators. Cover for business equipment, stock, premises, vehicles and cyber risks may also be relevant, depending on how the company operates. An FCA-authorised insurance provider can help identify suitable cover, while a solicitor regulated by the SRA can advise on specific contractual or legal obligations.