Small business insurance in Bristol may include public liability, professional indemnity, employers’ liability, business premises cover, stock insurance and commercial vehicle insurance, depending on your work and how you operate. Employers’ liability insurance is generally required if you employ staff, subject to specific exemptions, while other covers may be required by contracts, landlords or professional bodies. Consider risks such as customer visits, working from home, deliveries and equipment used away from your premises. Compare policies from FCA-authorised providers and check the wording carefully, or ask a regulated insurance adviser about your circumstances.