Small business insurance in Belfast should reflect what your business does, where it operates and whether you employ anyone. Common options include public liability, employers’ liability where legally required, professional indemnity, and cover for business equipment, stock, premises or interruption. You may also need product liability, commercial vehicle insurance or protection for work carried out at customers’ properties. Tell an FCA-authorised insurer or broker about your activities, turnover, staff and claims history so they can explain suitable options and exclusions. You can also check official guidance on employers’ liability insurance on GOV.UK.