You may still be able to obtain life insurance quotes with a health condition, although the insurer may ask for medical details or request a report from your GP. Depending on your circumstances, the provider might offer standard cover, apply a higher premium, exclude certain causes of death, or decline the application. Always answer health questions accurately, as incomplete information could affect a future claim. Comparing FCA-authorised providers, including specialists in cover for people with medical conditions, can help you understand the available options.