Life insurance quotes for over 50s can vary according to your age, health, lifestyle, cover amount and policy type. Compare the total cost, whether premiums are fixed or can change, exclusions, and whether the policy pays a lump sum on death or has another purpose. Some over-50s plans do not require medical questions, but they may have limits, waiting periods or a lower potential payout, so read the terms carefully. Check providers through the FCA register and consider speaking to a regulated financial adviser if you are unsure which option suits your circumstances.