Family income benefit is a type of term life insurance that could pay your dependants a regular income if you die during the policy term, rather than providing one lump sum. Quotes can be affected by your age, health, smoking status, occupation, the monthly benefit chosen and the length of cover. The policy normally pays only if death occurs within the term, so check how long your family might need support and whether the benefit keeps pace with inflation. Compare the details through an FCA-authorised provider or broker, and answer medical questions accurately.