Start by assessing the property, tenancy type and risks, then decide whether you need buildings, contents, liability, rent guarantee or legal expenses cover. Obtain quotes from FCA-authorised insurers or brokers, giving accurate details such as the property’s construction, occupancy, rental use and claims history. Check the policy wording, exclusions, excesses and conditions before buying, and keep the documents safely. If you need to claim, notify the insurer promptly, provide the requested evidence and follow its instructions; the outcome depends on the policy terms and your circumstances.