Landlord insurance does not have a standard price, but basic policies may cost roughly £100 to £300 a year, while broader cover can cost several hundred pounds or more. The quote depends on factors such as the property’s location and construction, its rebuild value, the type of tenants, previous claims and whether you add buildings, contents, liability or rent guarantee cover. Compare quotes on a like-for-like basis, checking exclusions, excesses and policy limits as well as the premium. Choose an FCA-authorised provider and check the policy meets your lender’s requirements if the property has a mortgage.