When comparing landlord insurance quotes as a first-time landlord, provide accurate details about the property, tenants, occupancy and any previous claims. Check whether the policy covers buildings, contents, property owners’ liability, loss of rent and alternative accommodation, as these may vary between providers; rent guarantee and legal expenses cover are often optional. Compare the excesses, exclusions and limits as well as the price, and check whether your mortgage lender requires specific cover. Landlord insurance is not usually a legal requirement, but consider using an FCA-authorised provider and seek professional advice if you are unsure what protection you need.