When comparing landlord insurance in Manchester, check that the policy covers the property type, number of tenants and risks relevant to your area, such as escape of water, storm damage and theft. You may also want buildings insurance, landlords’ contents cover, property owners’ liability and rent guarantee or legal expenses cover, where available and suitable. Read exclusions carefully, particularly unoccupied-property conditions, tenant references and claims notification deadlines. Compare the policy wording and excess as well as the price, and check that the provider is FCA-authorised before buying.