When comparing home insurance in Leicester, check that the buildings sum insured reflects the property's rebuild cost and that contents cover matches what you own, rather than its market value. Your postcode, property type, claims history and selected excess can affect quotes, while some policies may include exclusions for flooding, subsidence or unoccupied periods. Compare the cover, limits and exclusions as well as the price, and check that any provider you use is authorised by the FCA. If you are unsure about the rebuild cost or policy wording, consider asking a regulated professional for guidance.