Compare quotes from several providers, giving accurate details about your van, occupation, mileage, storage, security and business use, as incorrect information could affect a claim. Check whether you need comprehensive, third-party fire and theft, or another level of cover, and compare the excess, exclusions, courtesy van and goods-in-transit options rather than focusing only on the headline price. A higher voluntary excess, improved security or telematics may reduce a quote for some drivers, but only choose options you can afford and accept. Check that any insurer or broker you use is FCA-authorised, and review the policy wording before buying.