Can I get cheap van insurance without a no claims discount?

29 Oct 2026, 08:54
Q A Reader Asker

Can I get cheap van insurance without a no claims discount?

A CoverWise Team Answered by

Yes, although the price will depend on factors such as your driving history, van, use, annual mileage, address and security arrangements. Some insurers may offer an introductory discount or consider claims-free driving on a car policy, but this is not guaranteed and may require proof. Compare quotes on a like-for-like basis and check whether business use, tools or additional drivers are covered. Be accurate about how you use the van, as incorrect information could affect a future claim. An FCA-authorised broker or insurer can explain which options may suit your circumstances.

This Q&A is editorial content produced by the CoverWise team. It does not guarantee any individual outcome.
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