Compare quotes from FCA-authorised insurers or brokers, giving accurate details about your trade, mileage, drivers and how the van is used. Check that the policy covers carriage of your own goods and tools used for work, as ordinary social, domestic and pleasure cover may not be enough. Declaring security measures, choosing a suitable excess and reviewing optional extras may affect the premium, but do not leave out relevant information to reduce the price. Read the exclusions and limits carefully, particularly for tools left in the van, and seek advice from a regulated broker if you are unsure.