You may still find affordable van insurance after an accident by comparing quotes from several FCA-authorised providers and specialist van insurers. Give accurate details of the incident, including whether you were at fault, as withholding information could affect your cover or a future claim. Consider adjusting the excess, mileage, security measures and level of cover, but make sure the policy still meets your needs. A telematics policy may be worth considering, although the provider will decide its price and suitability based on your circumstances.