To find affordable life insurance in London, compare quotes from FCA-authorised providers and consider how much cover your dependants would need, for how long and whether level or decreasing cover is appropriate. Premiums can depend on factors such as your age, health, smoking status, occupation, policy length and the amount insured, rather than simply living in London. Answer health and lifestyle questions accurately, as withholding information could affect a future claim. If you are unsure what cover suits your circumstances, consider speaking to a regulated financial adviser.