To find cheaper landlord insurance in Sheffield, compare quotes based on the same level of cover and provide accurate details about the property, tenants, rental use and claims history. Consider buildings insurance, property owners’ liability, loss of rent and legal expenses, but only add optional features that are relevant to you. Landlord insurance is not usually a legal requirement, although a mortgage lender may require buildings cover and certain policy conditions may apply to empty periods. Compare FCA-authorised providers or brokers, and check the exclusions, excesses and claims process rather than choosing solely on price.