As a portfolio landlord, you may find it more convenient to insure several properties under one portfolio policy, although the cheapest option depends on your properties, tenants, locations and required cover. Compare like-for-like quotes and check buildings, landlords’ liability, loss of rent, accidental damage and unoccupancy conditions rather than choosing on price alone. Ask whether the policy covers every property type and tenant arrangement in your portfolio, and whether claims or policy excesses apply separately to each property. You can compare FCA-authorised providers or speak to a regulated broker, who can explain the available options based on your circumstances.