To compare cheap landlord insurance, obtain quotes using the same details and check what each policy actually includes, rather than choosing on price alone. Look at buildings and contents cover, property owners’ liability, accidental damage, legal expenses and any rent guarantee protection, as these may be optional or subject to exclusions. Check the excess, eligible property types, unoccupied periods, tenant requirements and claims conditions before buying. CoverWise is an independent information site, so confirm the policy wording and that the provider is FCA-authorised before making a decision.