Can I find cheap home insurance that includes subsidence cover?

27 Oct 2026, 01:54
Q A Reader Asker

Can I find cheap home insurance that includes subsidence cover?

A CoverWise Team Answered by

It may be possible, but the cheapest policy is not always the most suitable, particularly if your property has a history of subsidence or is in a higher-risk area. Check that buildings insurance covers subsidence, note any special excess or exclusions, and confirm whether damage to walls, foundations, drives and outbuildings is included. Tell insurers about previous claims or structural movement accurately, as failing to disclose relevant information could affect a claim. Compare FCA-authorised providers and consider getting advice from a qualified surveyor or specialist broker if standard insurers decline cover.

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