To find a cheap home insurance online quote, compare several policies on a like-for-like basis, including buildings, contents, accidental damage and alternative accommodation cover. Give accurate details about your property, security and claims history, as incorrect information could affect a future claim. Check the excess, exclusions, limits and optional extras rather than choosing solely on the lowest price. Before buying, confirm that the provider or comparison service is FCA-authorised and read the policy documents carefully, as the most suitable cover depends on your circumstances.