Use the FCA’s Financial Services Register on GOV.UK to search the insurer or broker by name, website or firm reference number. Check that the firm’s status is authorised or registered for the relevant general insurance activities, and make sure its contact details match the website you are using. Be cautious of clone firms offering unusually cheap cover, and do not rely solely on an FCA logo or comparison-site listing. Check the policy wording, exclusions and excess as well as the price, and contact the FCA if you are unsure.