To find cheap home insurance in Edinburgh, compare quotes from several FCA-authorised insurers and check that each is based on the same level of buildings and contents cover. Your price may reflect factors such as the property's location, rebuild cost, security, claims history and any risks linked to flooding or subsidence. Avoid reducing the rebuild value or contents sum insured simply to lower the premium, as this could leave you underinsured if you claim. Check exclusions, excesses and optional cover carefully, and use the Financial Conduct Authority's register if you want to verify a provider.