Temporary car insurance can be useful if you need to drive a car for a short period, such as borrowing a vehicle or waiting for an annual policy to begin. To find a suitable price, compare policies from FCA-authorised providers and check the total cost, cover level, excess, cancellation terms and any mileage or driver restrictions. The cheapest option may not provide comprehensive protection, and some policies exclude certain vehicles, occupations or driving purposes. Make sure the cover is active before driving and check the policy wording carefully, contacting the provider if you are unsure about eligibility.