Compare quotes from several insurers and check both the price and the level of cover, as the cheapest policy may have important exclusions or a high excess. Give accurate details about your address, driving history, mileage and how the car will be used; misrepresenting information, such as who drives the car most, could affect a claim. A telematics policy may suit some new drivers, while choosing a modestly powered car, improving security and paying annually could influence the quote. Check the policy documents carefully and use an FCA-authorised provider where appropriate.