Give an accurate estimate of your annual mileage when requesting quotes, including commuting, business journeys and personal trips; understating it could affect a future claim. Compare policies on more than price, checking mileage limits, permitted uses, excesses and breakdown cover. Some insurers may offer telematics or policies designed for higher-mileage drivers, although suitability and pricing depend on your circumstances. Use FCA-authorised providers or comparison services, and tell your insurer if your mileage or how you use the car changes during the policy.