New drivers can often find cover by comparing FCA-authorised insurers and checking both comprehensive and third-party options, as prices vary considerably. A telematics or “black box” policy may be worth considering, although premiums can depend on recorded driving behaviour and any policy restrictions. Adding an experienced driver can sometimes affect the price, but they must be listed accurately and should not be the main driver if they are not. Check the excess, mileage limits and exclusions carefully before choosing a policy.