Getting business insurance quotes is not usually a legal requirement, but having suitable cover may be. Employers’ liability insurance is generally required if you employ staff, while motor insurance is compulsory for business vehicles; some professions, contracts or regulators may also require professional indemnity cover. Public liability, equipment and business interruption insurance are not normally compulsory but could help manage significant risks. Compare quotes based on the level of cover, exclusions and excess—not just price—and check requirements with an FCA-authorised provider or the relevant gov.uk guidance.