Office business insurance can cover equipment, furniture, stock and documents against risks such as fire, theft or water damage, depending on the policy. Many businesses also consider employers’ liability, public liability and business interruption cover, while cyber insurance may be relevant if the office handles personal or financial data. The right cover depends on your activities, premises, staff, security arrangements and the value of your assets. Check the policy wording and exclusions carefully, and compare options from FCA-authorised insurance providers.