When comparing business insurance in Manchester, consider your industry, premises, equipment, stock, vehicles and any work carried out at customers’ properties. Depending on your circumstances, useful cover may include public liability, employers’ liability, professional indemnity, buildings, contents and business interruption insurance. Manchester businesses should also check whether the policy reflects local risks such as flooding, theft or supply disruption, where relevant. Employers’ liability insurance is generally required if you employ staff, subject to limited exceptions, so check the current guidance on GOV.UK. Compare exclusions, excesses and policy limits carefully, and use an FCA-authorised provider or broker where appropriate.