When comparing business insurance in London, consider your industry, premises, employees, equipment, stock and the risks linked to serving customers or working on clients’ sites. Public liability cover may help with claims from third parties, while employers’ liability insurance is generally required if you employ staff, subject to limited exceptions. You may also need professional indemnity, business interruption, buildings or cyber cover, depending on your activities. Compare policy limits, exclusions, excesses and London-specific property or security requirements, and check that any provider is FCA-authorised before buying.