You may be able to arrange buildings and contents insurance for an unoccupied property, but standard home insurance often limits cover after a property has been empty for a stated period, commonly 30 or 60 days. Unoccupied-property policies may require regular inspections, secure locks, drained or maintained water systems, and keeping the property at a suitable temperature. Contents cover can also be restricted, particularly for valuables or items left in an empty home. Check the policy conditions carefully and speak to an FCA-authorised insurer or broker about your property’s circumstances.