Use the FCA’s Financial Services Register on GOV.UK to search the insurer or broker by name, website, or firm reference number. Check that the firm is authorised for the relevant insurance activities and that its contact details match the ones you have been given. Be cautious of clone firms using similar names or copied websites, and contact the FCA if anything looks suspicious. CoverWise is an independent information site, so check the register directly and ask the FCA or the provider to clarify any uncertainty before buying cover.